Financial Planning Through Life Transitions

Financial circumstances can change significantly during major life transitions.

A new chapter may involve changes to income, housing, relationships, family structure, employment, spending habits, or financial priorities.

For people in recovery, establishing a stable financial foundation can be an important part of rebuilding a broader sense of financial independence.

For members of the LGBTQ+ community, financial planning can also involve navigating personal circumstances, family structures, retirement goals, and long-term financial decisions that may not always fit traditional financial-planning assumptions.

My goal isn't to make assumptions about your circumstances.

It's to understand them.

I approach each client as an individual and build the financial conversation around your goals, priorities, and situation.

A Planning-First Approach

Your investments should serve your life—not the other way around.

We don't begin a relationship by simply handing you a list of investments.

We begin by understanding:

Where are you today?

What are you trying to accomplish?

What financial decisions are in front of you?

What role should your investments play?

From there, we develop an approach that connects financial planning and investment management.

As your circumstances change, your financial plan and investment strategy may need to change as well.

Who I Serve

Walton Wealth Guidance LLC works with:

Individuals • Couples and joint accounts • Trusts • Small businesses • Retirement plans

My niche focus includes people who are looking for a financial advisory relationship that is inclusive, respectful, and free from assumptions about what their financial life should look like.

I have a particular interest in working with:

People in Recovery

Building financial stability can be an important part of creating a sustainable future.

I can help clients organize their finances, establish financial goals, develop an investment strategy, and work toward longer-term objectives as their financial circumstances evolve.

LGBTQ+ Clients

Financial planning should reflect the individual—not a one-size-fits-all definition of family, partnership, career, or retirement.

I seek to provide an inclusive advisory environment where clients can discuss their financial goals openly and develop a strategy that reflects their own circumstances and priorities.

Financial Planning

Building a financial foundation

I help connect your financial decisions with your goals and priorities. Planning may address cash flow, investments, retirement, risk considerations, and other long-term financial decisions.

For clients working through major life transitions, financial planning can also provide a framework for getting organized, building stability, and moving forward.

Financial planning is generally included with ongoing investment management unless otherwise agreed in writing.

Retirement Planning

Plan for the life you want after work.

I help you consider how your investments, income needs, retirement accounts, and long-term goals fit together.

Retirement planning may include evaluating your retirement goals and time horizon, investment allocation, income needs, and portfolio sustainability.

The right approach depends on your circumstances, goals, and financial resources.

Investment Management

I provide ongoing investment management tailored to your goals, financial circumstances, time horizon, and risk considerations. This may include portfolio construction, investment selection, monitoring, rebalancing, and ongoing adjustments as your circumstances change.

Depending on your advisory relationship, management may be discretionary or non-discretionary. Investments may include stocks, ETFs, mutual funds, fixed-income securities, and cash or cash equivalents.

Your investment strategy should serve your broader financial plan—not exist in isolation.